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portfolio tracker · tax report assistant

Hedger — a portfolio tracker that actually matches your broker, and shows you how

why I built this ─❱

Dashboard1 / 13
Dashboard
Features
P&L breakdown

P&L breakdown

Day, week, month, quarter, year. 5 buckets: price, FX, income, taxes, fees. Per position, per broker. Drill to CSV line.

/portfolio/daily-changes
Try in demo →
P&L breakdown

Dashboard

Cash, positions, unrealized P&L, portfolio value graph, news. Every broker in one view, or each one separately.

/portfolio/dashboard
Try in demo → Dashboard
Tax

Tax report

Not only do we have to pay — we also have to calculate it ourselves, the complicated way. Hedger at least saves time and optimizes where it can.

Helper tool, not tax advice — your responsibility.

/tax/report
Try in demo → Tax report

Performance & risk

TWR, XIRR, Sharpe, max drawdown, beta vs benchmark. Sector, country, currency distribution.

/portfolio/performance
Try in demo → Performance

Dividend analytics

Monthly/yearly flows, top payers, forecasts. WHT tracked per country and treaty.

/portfolio/dividend-analytics
Try in demo → Dividends

Symbol pages

Per-symbol deep dive: chart, P/E, dividend yield, news, FIFO lots, trade history.

/portfolio/symbol/<id>
Try in demo → Symbol page
Verifiability

Browse everything

Files, source CSV rows, ledger, closed FIFO trades, dividends, interest, FX rates, prices. Every number clicks through to the source CSV.

/browse/ledger
Try in demo → Closed trades

Market intelligence

Earnings calendar, macro events (Fed/ECB/CPI), news — scoped to your holdings.

/portfolio/earnings
Try in demo → Earnings

Watchlist

Track symbols you don't own yet. Price alerts, earnings dates, news.

/watchlist
Try in demo → Watchlist

Weekly digest

Monday brief: how you did, what moved, upcoming earnings. In-app or email.

/portfolio/weekly-digest
Try in demo → Weekly digest
auto

Broker sync

Detailed guide for each broker — CSV upload takes tens of seconds. IBKR and T212 also support read-only autosync.

/settings
Upload

Distribution

Sector, country, currency, asset class, broker breakdown with drill-down.

/portfolio/distribution
Try in demo → Distribution
Why it exists · from the person who built it
the founder's note

Hi, I'm a data engineer and an active (maybe too active) investor. I trade across several brokers — mainly IBKR, but also Degiro, Trading 212, Fio, and XTB. Stocks, options, bonds — pretty much everything.

I've always been an optimizer. I like tracking and analyzing everything to the last detail. I tried many tools but none of them worked for me — numbers that didn't match the broker, opaque calculations with no easy way to verify, inability to process parts of my data (options, bonds, unusual corporate actions). And when one did handle most of it halfway decently, it was missing features I wanted — detailed P&L decomposition (price vs FX vs income), or a precise and verifiable tax report.

So I gave up and started tracking everything in Google Sheets. It works, but with hundreds to thousands of transactions across 5+ brokers it's just too much work.

When I sat down to do my tax calculations in Google Sheets, what really started getting on my nerves was — not only do we have to pay taxes, figuring out how much we actually owe takes several days. So I decided to build my own tool. (With Claude's help, of course.) And so, after a few discarded iterations, Hedger.cz was born.

It's still a beta, but it already does what I need better than anything else I could find. Outside tax-return season, the page I use the most is Changes — I open it every morning to see exactly how and why my portfolio moved the previous day: FX impact, price changes per position, sells/buys, dividends, and other income and expenses. I also regularly use the quarterly and yearly change overviews, which I cross-check against my Google Sheets — which I've since simplified down to just high-level tracking. On top of that, I really like having all portfolio-related info together on the Dashboard — news articles for the tickers I hold, upcoming earnings and macro events, top gainers/losers, all scoped to my portfolio.

I've worked hard to make the app really accurate — to match what the brokers actually report, ideally down to the dollar. On my own fairly large and non-trivial data I've mostly succeeded, at least on the main metrics like the traditionally tricky cash balances. There are bound to be edge cases my data hasn't hit yet that the app doesn't handle, but I don't think there are many — at least for IBKR and Degiro (the other brokers I use more casually, so probably more unknown territory there). Either way, reliability and accuracy are core values for me and for this app, so if anything doesn't add up for you, let me know and I'll try to fix it as soon as I can.

The app is still in Beta — there may be small bugs or unclear bits here and there, some features are still being polished, and some are missing entirely. If you find a bug or something doesn't work as expected, let me know and I'll try to fix it as soon as I can. I'd also love to hear what's missing, what you'd like to see improved, or anything you'd like added.

If the app has caught your interest, the best place to start is the full Demo account. Or just upload your own data and see what it can do.

— Joe
Frequently asked questions

Primarily IBKR and Degiro. T212, Fio, and XTB are still in Beta (they need more data). Detailed CSV upload guides are available for all brokers. IBKR and T212 also support daily autosync. More brokers are on the way (Patria, ...).

Hedger automates the tedious parts of tax data preparation that take hours in a spreadsheet — FIFO cost basis with Czech National Bank (CNB) exchange rates, 3-year time test tracking (časový test), withholding tax summaries (srážková daň), and XML export for mojedane.cz. You can choose between daily and yearly (jednotný) FX rates.

It also highlights legal optimization opportunities: which positions qualify for the time test exemption, how different FX rate methods affect your liability, and a clear breakdown of each trade's tax impact.

Hedger is a data-preparation tool, not tax advice. It automates the calculations, but the final tax return is your responsibility — same as with a spreadsheet.

Hedger is currently in free open beta. You can try the demo completely without signing up, or register for free and upload your own data.

Hedger aims to match broker reports to the dollar, and for my data that's almost already the case, with extra focus on IBKR and Degiro. Every number has a full audit trail back to the original broker CSV row. Many data-quality checks run continuously, and I regularly compare against broker statements. When something is off, I fix it as soon as I can.

Hedger's main focus is on the highest possible accuracy and verifiability of every number. And on covering complicated portfolios too, especially (but not only) for IBKR power users. Hedger also tries to give the deepest possible insight into day-to-day portfolio changes — broken down into price changes, FX rate changes, income, and more. Detailed comparisons with selected competing tools: Hedger vs Taxomat, Hedger vs Monery.

Hedger is in beta. Try it with sample data first, or bring your own CSVs.