Inflation in Czechia for October 2026: 2.4% and what it is made of
Inflation in Czechia for October 2026: 2.4% on the year, against 2.5% the month before. Transport raised it most (+1.21 pp), Food and non-alcoholic drinks lowered it most (−0.68 pp).
Put together automatically by hedger from ČSÚ data. It draws no conclusions and is not investment advice.
ČSÚ reports inflation of 2.4% on the year for October 2026, after 2.5% a year ago. The ČNB's target is 2%, a gap of +0.40 pp. Against the month before, prices moved 0.4%. The average of the last 12 months is 2.0%.
What it is made of
A contribution says how many percentage points a division changed the whole figure by. ČSÚ publishes the indices and the formula; the contributions are worked out from them. Transport has the largest: at a weight of 9.9% it added +1.21 pp.
| Division | Weight | On the year | Contribution, pp |
|---|---|---|---|
| Transport | 9.9% | +12.2% | +1.21 |
| Housing, water, energy, fuels | 27.0% | +1.7% | +0.45 |
| Alcohol and tobacco | 8.3% | +4.0% | +0.34 |
| Restaurants and accommodation | 6.8% | +4.2% | +0.29 |
| Recreation, sport and culture | 7.9% | +3.1% | +0.25 |
| Personal care, other goods and services | 4.5% | +3.7% | +0.17 |
| Information and communication | 4.7% | +3.0% | +0.14 |
| Health | 2.6% | +4.5% | +0.11 |
| Household goods and services | 5.1% | +1.9% | +0.10 |
| Insurance and financial services | 1.8% | +4.1% | +0.07 |
| Education | 0.6% | +4.7% | +0.03 |
| Clothing and footwear | 3.9% | −2.8% | −0.11 |
| Food and non-alcoholic drinks | 16.9% | −4.0% | −0.68 |
| The whole basket | 100% | +2.4% | +2.4 |
The same month, different inflation
Pensioner households have 1.3% for October 2026, Prague 2.7%, all households 2.4%. Pensioners have weights of their own, without imputed rent.
The calculator for your own inflation weights these divisions by what you spend in a month.
Over five years
The yearly figure shows only the last year. Against October 2021 the basket's prices are 34.6% higher: what cost CZK 100 then costs CZK 135. Restaurants and accommodation rose most (61.0%), Information and communication least (13.8%).
What it means for savings
Interest after tax less inflation shows whether money in the bank gains or loses buying power. Banks pay differently, so this is the ČNB's average for September 2026.
| Banks' average | Rate | After 15% tax | Less inflation |
|---|---|---|---|
| Overnight deposits, banks' average | 1.55% | 1.32% | −1.08 pp |
| New term deposits, banks' average | 3.41% | 2.90% | +0.50 pp |
| New mortgages, banks' average | 4.97% | – | +2.57 pp |
For a mortgage the last column is its real cost. Actual rates are in the savings account overview.
The real wage, the wage after inflation, moved +4.3% on the year for Q2 2026 (ČSÚ).
How the figure moves next
Yearly inflation moves with the month that drops out of it. In November 2025 prices moved −0.3% on the month. If they move more this year the yearly figure rises, if less it falls. That is arithmetic, not a forecast; ČSÚ publishes November 2026 within the next month.
The trend
| Month | Inflation |
|---|---|
| October 2026 | 2.4% |
| September 2026 | 2.5% |
| August 2026 | 1.9% |
| July 2026 | 1.7% |
| June 2026 | 1.5% |
| May 2026 | 2.1% |
| April 2026 | 2.5% |
| March 2026 | 1.9% |
| February 2026 | 1.4% |
| January 2026 | 1.6% |
| December 2025 | 2.1% |
| November 2025 | 2.1% |
| October 2025 | 2.5% |
Questions people ask
- What is inflation in Czechia? For October 2026: 2.4% on the year.
- What raises inflation most? For October 2026, Transport, which added +1.21 pp.
- How much have prices risen in five years? The basket's prices are 34.6% above October 2021.
More on hedger
How inflation is worked out → · Savings accounts → · Food and goods prices → · The figure's whole history →
Source: ČSÚ