Net new mortgage rate
Now 5.17 % (Sep 1, 2026), before 5.07 %, a year ago 4.59 %.
How to read it
The average rate only on loans entering the economy for the first time, including top-ups. Without refinancing and without new fixes at the same bank.
Source: ČNB ARAD · monthly (ČNB ARAD, about a month after the month ends)