New mortgage rate (all contracts)
Now 4.97 % (Sep 1, 2026), before 4.86 %, a year ago 4.54 %.
How to read it
The average rate on all newly agreed household mortgages on residential property in crowns, including refinancing and new fixes at the same bank. The mix of fixes people choose moves the average too.
Source: ČNB ARAD · monthly (ČNB ARAD, about a month after the month ends)